Credit Risk Analytics Director (Charlotte, NC)

Lewis James Professional

                                                                                                                            Credit Risk Analytics Director

Lewis James Professional is a woman-owned staff augmentation, project consulting and direct hire search and placement firm. We are currently seeking a Credit Risk Analytics Director for a direct hire opportunity with a financial services client.

Responsibilities:

  • Responsible for teams with credit reporting routines, oversight of credit model execution processes, and credit data quality programs.
  • Enhancement of analytics programs leveraging model output and/or development of new metrics as necessary to drive risk insights and identify opportunities.
  • Oversight activities related to the quarterly CECL models execution, process and qualitative frameworks, performing sensitivities and analyzing outcomes.
  • Accountable for the annual credit loss stress testing exercise including execution of challenger approaches for certain portfolios.
  • Monthly execution of and explanations for credit Economic Capital including parameter inputs, correlations, and changes in portfolio credit risk.
  • Oversee monthly credit loss forecasting process.
  • Interact with key internal stakeholder groups such as Credit, Lines of Business, Finance, and Enterprise Technology and Data as it relates to credit risk analysis needs.
  • Lead key discussions with stakeholders that have oversight responsibilities including internal and external auditors, banking regulators, and model risk management.

Qualifications:

  • Preferably 10+ years in relevant experience.
  • Working knowledge of bank loan portfolio behaviors and inherent/forward looking credit risk metrics to identify insights and opportunities.
  • Must have working knowledge of credit risk regulatory guidance, commercial and consumer loan portfolio behaviors, macro/microeconomic influences, strong quantitative analytical skills, and ability to construct and deliver complex messaging in concise and consumable formats.
  • Experience in some of the following data analytics tools including R, Python, SQL or SAS, Moody’s products, Power BI, Alteryx.
  • Given role visibility to executive management, regulators/auditors, and cross functional teams.
  • Excellent verbal, written, and interpersonal communication skills.

For immediate consideration, please click “Apply” and use Job Code BHJOB11837_4029. You may also send a copy of your resume to: resumes@lewisjamesprofessional.com and enter only the following job code in the subject line: BHJOB11837_4029. Lewis James Professional is an Equal Opportunity Employer. M/F/D/V