SBA Credit Officer (North Carolina)

Commercial Credit Officer

Lewis James Professional is a woman-owned staff augmentation, project consulting and direct hire search and placement firm. We are currently seeking a Commercial Credit Officer for a direct hire opportunity with a financial services client.

Responsibilities:

• Deep understanding of SBA credit program and guidelines
• Experience within a preferred lender 
• Support loan production while guaranteeing compliance with all applicable risk policies, procedures and mitigants
• Examine loan transactions and portfolios across the bank’s Small Business Banking lending groups
• Promote a collaborative process that aims to produce sound credit decisions and add appropriately structured loans to support the Bank’s growth and loan generation goals
• Approve credit requests within individual authority, adhering to Bank and regulatory guidelines (FDIC, SBA, and USDA)
• Support credit functions within the Credit Team
• Apply credit training, underwriting experience, and knowledge of lending policies to provide detailed loan transaction analysis
• Partner with departments involved in loan production to ensure smooth execution
• Collaborate with risk and portfolio management teams to monitor and maintain accurate risk ratings across the loan portfolio
• Assert a high standard of regulatory awareness including BSA, AML, CIP, and OFAC

Qualifications:

• 5+ years of financial analysis including underwriting of commercial loan credits
• Travel required
• SBA 7(a) and SBA 504 experience preferred
• Commercial lending and sales experience preferred

For immediate consideration, please click “Apply” and use Job Code BHJOB11837_4343. You may also send a copy of your resume to: resumes@lewisjamesprofessional.com and enter only the following job code in the subject line: BHJOB11837_4343. Lewis James Professional is an Equal Opportunity Employer. M/F/D/V